Maitreya Muhurtham to close your loans - 2026

🌟 Introduction: Loan Closure Beyond Finance

One of the most common questions in our community is: how do I close my loan sooner?  Logically, the answer is to earn more, plan finances better, and follow discipline. Yet the real challenge lies in the mind and desire.

To live debt‑free and stress‑free, many households turn to ancient remedies such as crystals, mantras, and yantras. Among these, the Maitreya Muhurtham (MM) is a sacred time believed to help accelerate loan repayment and invite prosperity.

💵 The Burden of EMI

• EMI is dreaded because many earn only to pay EMIs for life — exactly what banks expect.

• Salaried professionals may find repayment structured, but entrepreneurs with unstable income often feel burdened.

• Loan is not new — even nations used debt settlements. Example: Russia 🇷🇺 sold Alaska to the US 🇺🇸 to repay its debt.

🌙 Ancient Wisdom

Our siddhas studied planetary movements and their influence on human life. Ayurveda mentions Ashtami Vyadhi Nashini — medicines taken on the 8th lunar day heal faster. Similarly, for financial relief, our ancestors identified the Maitreya Muhurtham, an auspicious period to help close loans faster.

✨ This is a proven method practiced in tradition and experienced in life.

📜On the MM day

1️⃣ Make a list of loans you have.

2️⃣For each loan, take a portion you had to pay, that totals up to Number 3. Eg. Rs. 3, 12, 21, so on.

3️⃣Make sure there is a coin in the amount you decide to repay.

4️⃣Now place the amount in a sheet of Yellow or Green Cloth.

5️⃣On the four corners of the sheet apply little edible camphor

6️⃣Take a bay leaf. Write your Family deity name and Name of the loan and amount Eg. Ellama, Forest loan, 100 Crores.

7️⃣Now Write following switch words on the leaf WEALTH MONEY DAILY DAILY chant this 31 times.

8️⃣Place the leaf in the sheet over the money

9️⃣Make a packet and keep it in the pooja room or repay the person whom you like to pay.

🔟In case of online, at MM time, just wire the amount after you chant.

🏮Remember, this process if done by the women of the house it works amazing. Remember prosperity of the house is in women’s hands 🙌 . Whichever house has the financial control with woman will flourish and prosper. That is why women is called as Lakshmi, not their counterpart.

📅Maitreya Muhurtham (Yoga) Dates & Times — 2026

(All times are approximate and listed in local time; Start → End) IST Time Zone

Month	Date & Day	Time (Start → End)
January	14, Wed	02:57 AM → 05:16 AM
January	26, Mon	11:07 AM → 12:32 PM
February	11, Wed	01:07 AM → 03:26 AM
February	22, Sun	09:21 AM → 10:56 AM
March	9, Mon (into Mar 10)	11:21 PM → 01:39 AM
March	21, Sat	07:35 AM → 09:10 AM
April	6, Mon	09:31 PM → 11:49 PM
April	18, Sat	05:45 AM → 07:20 AM
May	3, Sun	07:45 PM → 10:03 PM
May	15, Fri	03:59 AM → 05:34 AM
May	30, Sat	05:58 PM → 08:17 PM
June	12, Fri	02:08 AM → 03:44 AM
June	27, Sat	04:08 PM → 06:27 PM
July	9, Thu	12:22 AM → 01:58 AM
July	24, Fri	02:22 PM → 04:41 PM
August	4, Tue (into Aug 5)	10:36 PM → 12:11 AM
August	20, Thu	12:36 PM → 02:55 PM
September	1, Tue	08:46 PM → 10:21 PM
September	17, Thu	10:46 AM → 01:05 PM
September	28, Mon	07:00 PM → 08:35 PM
October	14, Wed	09:00 AM → 11:18 AM
October	26, Mon	05:10 PM → 05:41 PM
November	11, Wed	07:10 AM → 09:32 AM
November	22, Sun	03:24 PM → 04:59 PM
December	8, Tue	05:24 AM → 07:42 AM
December	20, Sun	01:34 PM → 02:55 PM

PST Time Zone (USA Pacific Time)

Month	Date & Day	Time (Start → End)
January	Jan 13 (Tuesday)	1:27 PM → 3:46 AM
	Jan 25 (Sunday)	9:37 PM → 11:02 PM
February	Feb 10 (Tuesday)	11:37 AM → 1:56 PM
	Feb 21 (Saturday)	7:51 PM → 9:26 PM
March	Mar 9 (Monday)	10:51 AM → 12:09 PM
	Mar 21 (Saturday)	7:05 PM → 8:40 PM
April	Apr 6 (Monday)	9:01 AM → 11:19 AM
	Apr 18 (Saturday)	5:15 PM → 6:50 PM
May	May 3 (Sunday)	7:15 AM → 9:33 AM
	May 15 (Friday)	3:29 PM → 5:04 PM
	May 30 (Saturday)	5:28 AM → 7:47 AM
June	Jun 12 (Friday)	1:38 PM → 3:14 PM
	Jun 27 (Saturday)	3:38 AM → 6:57 AM
July	Jul 9 (Thursday)	11:52 AM → 1:28 PM
	Jul 24 (Friday)	1:52 AM → 4:11 AM
August	Aug 4 (Tuesday)	10:06 AM → 11:41 AM
	Aug 20 (Thursday)	12:06 PM → 2:25 PM
September	Sep 1 (Tuesday)	8:16 AM → 9:51 AM
	Sep 17 (Thursday)	10:16 PM → 12:35 AM
	Sep 28 (Monday)	6:30 AM → 8:05 AM
October	Oct 14 (Wednesday)	8:30 PM → 10:48 PM
	Oct 26 (Monday)	4:40 AM → 6:11 AM
November	Nov 11 (Wednesday)	5:40 PM → 8:02 PM
	Nov 22 (Sunday)	1:54 AM → 3:29 AM
December	Dec 8 (Tuesday)	3:54 PM → 6:12 PM
	Dec 20 (Sunday)	12:04 AM → 1:25 AM

MST / MDT (USA Mountain Time)

Month	Date & Day	Time (Start → End)
January	Jan 13 (Tuesday)	2:27 PM → 4:46 AM
	Jan 25 (Sunday)	10:37 PM → 12:02 AM
February	Feb 10 (Tuesday)	12:37 PM → 2:56 PM
	Feb 21 (Saturday)	8:51 PM → 10:26 PM
March	Mar 9 (Monday)	11:51 AM → 1:09 PM
	Mar 21 (Saturday)	8:05 PM → 9:40 PM
April	Apr 6 (Monday)	10:01 AM → 12:19 PM
	Apr 18 (Saturday)	6:15 PM → 7:50 PM
May	May 3 (Sunday)	8:15 AM → 10:33 AM
	May 15 (Friday)	4:29 PM → 6:04 PM
	May 30 (Saturday)	6:28 AM → 8:47 AM
June	Jun 12 (Friday)	2:38 PM → 4:14 PM
	Jun 27 (Saturday)	4:38 AM → 7:57 AM
July	Jul 9 (Thursday)	12:52 PM → 2:28 PM
	Jul 24 (Friday)	2:52 AM → 5:11 AM
August	Aug 4 (Tuesday)	11:06 AM → 12:41 PM
	Aug 20 (Thursday)	1:06 PM → 3:25 PM
September	Sep 1 (Tuesday)	9:16 AM → 10:51 AM
	Sep 17 (Thursday)	11:16 PM → 1:35 AM
	Sep 28 (Monday)	7:30 AM → 9:05 AM
October	Oct 14 (Wednesday)	9:30 PM → 11:48 PM
	Oct 26 (Monday)	5:40 AM → 7:11 AM
November	Nov 11 (Wednesday)	6:40 PM → 9:02 PM
	Nov 22 (Sunday)	2:54 AM → 4:29 AM
December	Dec 8 (Tuesday)	4:54 PM → 7:12 PM
	Dec 20 (Sunday)	1:04 AM → 2:25 AM

Maitreya Muhurtham 2026 — UK Time

Month	Date & Day	Time (Start → End)
January	Jan 13 (Tuesday)	9:27 PM → 11:46 PM
	Jan 26 (Monday)	5:37 AM → 7:02 AM
February	Feb 10 (Tuesday)	7:37 PM → 9:56 PM
	Feb 22 (Sunday)	3:51 AM → 5:26 AM
March	Mar 9 (Monday)	5:51 PM → 7:09 PM
	Mar 21 (Saturday)	2:05 AM → 3:40 AM
April	Apr 6 (Monday)	5:01 PM → 7:19 PM
	Apr 18 (Saturday)	1:15 AM → 2:50 AM
May	May 3 (Sunday)	3:15 AM → 5:33 AM
	May 15 (Friday)	11:29 PM → 1:04 AM
	May 30 (Saturday)	1:28 AM → 3:47 AM
June	Jun 12 (Friday)	9:38 PM → 11:14 PM
	Jun 27 (Saturday)	11:38 AM → 1:57 PM
July	Jul 9 (Thursday)	7:52 PM → 9:28 PM
	Jul 24 (Friday)	9:52 AM → 12:11 PM
August	Aug 4 (Tuesday)	6:06 PM → 7:41 PM
	Aug 20 (Thursday)	8:06 AM → 10:25 AM
September	Sep 1 (Tuesday)	4:16 PM → 5:51 PM
	Sep 17 (Thursday)	6:16 AM → 8:35 AM
	Sep 28 (Monday)	2:30 PM → 4:05 PM
October	Oct 14 (Wednesday)	4:30 AM → 6:48 AM
	Oct 26 (Monday)	11:40 AM → 1:11 PM
November	Nov 11 (Wednesday)	1:40 AM → 4:02 AM
	Nov 22 (Sunday)	9:54 AM → 11:29 AM
December	Dec 8 (Tuesday)	11:54 PM → 2:12 AM
	Dec 20 (Sunday)	8:04 AM → 9:25 AM

🚫 Important Note

This practice is not applicable for:

• Gambling losses

• Stock market or online betting

• Business failures

• Ancestral property disputes

• Lending Loan business

🌸 Conclusion: A Debt-Free Life for All

Sharing is caring—spread this wisdom within your circle and let us know your experiences. With sincerity, we pray for a debt-free life for all, where financial freedom brings peace, prosperity, and joy into every home.